Car Insurance Coverage Explained
Resource Categories
Do Health Insurance Companies Use Personal Information to Set Rates?
An ongoing investigation by NPR and ProPublica has raised troubling questions about some of the tactics used by health insurance companies to maximize profits. Over the past several years, the health insurance industry, wholly funded…
Should you Care About Uninsured or Underinsured Motorist Coverage?
The answer is 100% yes. Uninsured Motorist automobile insurance coverage lets you file insurance claims for damage to your vehicle, lost work, your medical bills, and more if you’re hit by a vehicle with no…
Is Health Insurance Worth it?
I recently came across a couple of studies about health insurance that I found truly troubling because of the messages they convey. One study concluded that having no health insurance while hospitalized can lead to…
Secrets from a Former Insurance Defense Attorney
Having recently ended an eleven year tenure as an insurance defense attorney, I can now share how I identified potential weaknesses in an injured party’s case by noting mistakes that he or she would unwittingly…
How Much Do You Know About Your Health Insurance?
With open enrollment for the Patient Protection and Affordable Care Act, also called “Obamacare,” beginning on October 1st, 2013, now is an excellent time to ask yourself how much you know about your own health…
The Recreational Use Statute: It’s Not Always Fun and Games
Probably the last thing on your mind when launching your boat, going camping or digging for clams on a beach is “What happens if I get hurt? What if my injury is due to a…
Change of Job, Change of Coverage: What About Pre-existing Conditions?
When it comes to explaining health insurance coverage, pre-existing conditions are a big issue for people facing loss or change of coverage. Federal and state laws make the issue murky since different rules apply to…
Leveling the Playing Field With the IFCA
In 2007, the Washington state legislature passed the Insurance Fair Claims Act (IFCA) which provided Washington consumers a legal cause of action against insurers who violate their fiduciary duty to their policyholders. The Act permits…
Filing a Complaint Against Your Insurance
If you are having difficulties with your auto insurance claim (or any insurance claim), the Washington State Insurance Commissioner’s office may be able to help you resolve the problem. After receiving your complaint, the Insurance…
